Will Car Insurance Cover My Medical Bills After an Accident?
If you’re injured in a car accident, you may want to speak with a Cheyenne car accident lawyer to find out what legal recourse you may have against the driver who caused the crash. If you need medical attention, you might be left with huge medical bills and lots of questions. It is crucial to understand your auto insurance policy before an accident happens to make sure you (and your assets) are safe from potential lawsuits. Not only are car accidents inconvenient, but the lasting effects can linger for years, so it is important to know your insurance policy to see if medical bills will be covered for yourself and others involved in the accident.
Each Cheyenne car accident lawyer from Cannon Hadfield Stieben & Doutt, LLC has extensive legal experience and will diligently work to obtain the best possible outcome for the circumstances of your case. Our attorneys have dedicated their lives to helping those in need fight for their rights. If you would like to speak with a Cheyenne car accident lawyer, call our office today, and we’d gladly set up a consultation to discuss your case in greater detail.
Depending on what state you live in and who is at fault will determine if a car insurance company covers your medical bills.
After an auto accident, medical bills can start piling quickly. The details of an auto accident can become complex and it can often be difficult to discern what information is important to your case, so reach out to a professional car accident lawyer in Cheyenne for guidance if you are unsure. There are a couple of ways to pay these medical bills after an accident:
- Liability insurance
- Health insurance
- Medical payments insurance
Every state has set their own minimum liability coverage requirement and their rules about being at fault. If you live in an “at-fault” state, usually the driver who is found to be at fault pays for the medical expenses of all parties involved.
These are some types of coverage:
- Liability coverage
- Bodily injury coverage to pay for the other party’s injuries (not your own injuries) if you are at fault.
- Property damage coverage to fix other party’s vehicle.
- Personal Injury Protection (PIP) in no-fault states covers medical costs and:
- Wages that were lost from inability to work.
- Household maintenance costs.
- Funeral costs.
- Medical Payments coverage (with some exceptions).
It’s always better to be safe than sorry, so If you’re unsure about your current insurance coverage, you may need a professional for some guidance. Consulting a Cheyenne car accident lawyer before or after an accident will help you understand how to safeguard your assets from potential lawsuits.
Contact a Car Accident Lawyer Cheyenne Residents Trust
The legal team at Cannon Hadfield Stieben & Doutt, LLC are happy to meet and discuss what steps you can take to obtain financial compensation. Call (970) 689-3037 to set up a free consultation with a skilled Cheyenne car accident lawyer today.