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Insurance

How to Talk to an Insurance Claims Adjuster

When you file an insurance claim, your main point of contact at the insurance company will be the claims adjuster. This is someone hired by the insurance company to review a submitted claim and recommend whether to accept or reject benefits. It is critical to know how to talk to an insurance
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What Insurance Covers Slip and Fall Accidents?

A slip or trip and fall accident in Fort Collins could result in expensive and debilitating injuries, such as a broken hip or concussion. Understanding who is responsible for paying for your slip and fall accident according to Colorado law can help you move forward with the financial compensation that you need.
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Most Common Reasons Why Insurance Claims Get Denied

If you get injured or suffer property damage in an accident in Fort Collins, you may be eligible for financial compensation through an insurance claim. Unfortunately, insurance companies are not always forthright with the benefits they owe claimants. They may deny a claim for many reasons – or, in a case of
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How to Get a Fair Offer From an Insurance Adjuster

It may surprise you to discover that an insurance company is not on your side and is, in fact, looking for the first chance to take advantage of you during a claim. Even if you never missed a premium payment, the insurer will want to avoid paying you the amount that you
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What Not to Say to an Insurance Company

If you know you have a valid insurance claim, you may implicitly trust that the insurance company will pay what you are owed in a timely manner. Unfortunately, many people learn the hard way that insurance companies do not have their client’s best interests in mind. An insurance company will take any
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What to Do When Your Insurance Claim Gets Denied

Finding out your insurance claim was denied can be very frustrating. You pay your premiums on time so that in the off chance you need coverage, it will be there for you. If your insurance claim was recently denied, it is important you understand your rights. You do not have to accept
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Allstate Bad-Faith Insurance Claims in Colorado

Allstate is one of the leading insurance corporations in the United States, with around 16 million customers. If you get into a car accident in Denver, the odds are high that either you or the other driver will be covered by Allstate. Unfortunately – despite the company’s slogan – you are not
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Who Is Responsible for Hail Damage in Colorado?

Hail is a seasonal problem in Colorado, with hailstones that are sometimes as big as baseballs. When hailstones land on vehicles, they can shatter windshields, dent roofs and cause expensive damage. In many cases, car insurance companies will pay for hail damage. However, you must have the correct type of insurance to
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5 Things to Know about Uninsured Motorist Coverage

The law requires drivers in the United States to purchase insurance premiums. However, the Insurance Research Council (IRC) says that in 2012, one in eight American drivers — equivalent to 12.6% of motorists — had no insurance. This means that approximately 30 million drivers were uninsured.  An uninsured driver claim progresses the
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